THE SHORT TERM HASSLE-FREE LOAN

The funds you need when you need them.

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2500
1
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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Texas
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Why Choose Bratts Lake Solutions


That alternative to the old payday loan that you’ve been waiting for


At Bratts Lake Solutions, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation to ensure whichever of our repayment plans you choose, we can keep your rate as low as possible. Whether you’re borrowing $100 or $5000, repaying in a single payment or 2 or 3 installments, our advanced algorithm is working out the best rate for your situation.

If you’re worried that your credit score may prevent you from having access to our great short-term loans, don’t tie yourself in knots over that. A credit score is a result of what happened back some time in the past. This is now and if you can repay a loan today why shouldn’t you have the opportunity to deal with the unexpected financial challenges that we all have to cope with from time to time? That’s why we look at the big picture of your financial situation.

Our repayment options help you find a solution to your financial challenges that will help keep those rates down. Have a closer look and you’ll be pleasantly surprised at how competitive our rates are.

People are surprised to discover that often our rates actually beat out what they’d pay one of the major credit cards. You can have access to the funds to make your financial life more pleasant, without excessive fees, as long as you meet the repayment plan you choose in your loan agreement.

1.

Apply immediately

Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.

2.

Know immediately

There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.

3.

Receive money

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

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Our eligibly requirements are basic.

Bratts Lake Solutions The hassle-free loan option.

Required

  • Are an American citizen.
  • Live in a state where we do business.
  • Are 18 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of an American bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.


Is there a borrowing limit?

Currently we offer loans between $100 and $5,000. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, ODSP benefits and pensions, among others. Include such income sources in the Employment Details of your application and we’re ready to go.

How about repayment?

We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.

Interest fees & transparency

Managing your loan
Fees & Charges

Fees Charged

The loan fee will be $28 per $100 borrowed; in addition to the finance fee, a 10% interest charge will be added. A fee of $30 may be charged if an ACH payment is unsuccessful.

Schedule Of Fees

Schedule Of Fees

An example of all fees to be charged for services performed by Bratts Lake Solutions in connection with deferred presentment transactions is provided below.

Texas OCCC Consumer Disclosure (Payday):

$200 Example→
$300 Example→
$500 Example→
Getting your money
Repaying your loan
Refinance

No Credit Check Required | High Approval Rates

Get Up To $5,000 From a Safe, Trusted, Licensed Lender. Easy Application. Multiple repayment options, FAST money transfers.

We do things differently

Bratts Lake Solutions is a provider of short-term loans to help Americans get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in Texas for payday loan: 225% of the principal. We charge: 220% of the principal. For a $300 loan for 12 days: Total cost for borrowing = $120 Annual Percentage rate = 517.00%

Bratts Lake Solutions, proudly usa owned and operated, offers personalized payday loans and fast cash advances to thousands of Americans in Texas (Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, Mesquite, McKinney, Frisco, McAllen, Waco, Carrollton, Port Arthur, Midland, Denton, Odessa, Wichita Falls, Abilene, Richardson, Lewisville, and others) Easy online loans in the USA, same day fast cash, Online Loans.

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